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Car Wash Facilities Program

Insurance available in all 50 states!

Specialized Insurance Coverage for Your Car Wash Operation.

Moody's Car Wash Facilities Program provides a broad array of industry-specific coverages. The program is designed to allow customization of the policy to meet the unique needs of your business.

  • Competitive rates
  • Comprehensive coverage for Property, Liability, Auto, Workers Compensation, Umbrella and more
  • Tailor-made coverages for car wash facilities
  • Loss Control information designed to assist you in maintaining a safe operation
  • 24-hour claims service
  • Payment plans with no finance charges.

From equipment to liability, the Moody's Car Wash Facilities Program has the coverages you need to protect your business.

Core Coverages

Business Liability
Business Liability protects your business against financial loss resulting from claims of damages, actual or alleged, to others caused by you or your employees for which you are legally obligated to pay.
  • Liability coverage for customer's property in your care, custody or control
  • Liability coverage for your workmanship
  • Premises Liability
  • Products and Completed Operations
  • Medical Expenses
  • Advertising/Personal Injury
  • Defense Costs.
Building and Business Property
Building and Business Property coverage provides for the repair or replacement of your building and equipment, stock, furniture or fixtures that you own.
  • Building and Contents
  • Business Income and Extra Expense
  • Off Premises property coverage, including mobile equipment
Business Automobile and Garagekeepers Legal Liability
Unlike a Personal Auto Policy which provides protection for individuals, a Business Auto Policy will protect the interests and assets of the business shown as the Insured on the policy. Types of coverage and limits vary state by state, but basic coverages you might expect to find on a Business Auto Policy are: Liability, Medical Payments, Personal Injury Protection, Uninsured Motorists, Collision, Comprehensive, Hired & Non-owned Auto Liability, Lease Gap, Drive Other Car, and more. Garagekeepers Legal Liability provides coverage for loss or damage to customers' cars in your custody. This is an absolute must for any car wash facility.

Workers' Compensation
Workers' Compensation insurance was established to serve the interests of both the employer and employee regarding work-related injury or illness. Although this policy is generally referred to as "Workers' Compensation," it actually provides two types of coverage: Workers' Compensation insurance provides benefits for compensable employee injury or illness as required by state law, regardless of fault. Employers' Liability coverage is an additional protection for the employer should a lawsuit be brought by an employee, employee's spouse and/or dependants due to employee injury or illness.

Umbrella Liability
An Umbrella Liability Policy provides protection over and above your basic business liability insurance policies (General Liability, Auto Liability, etc.). Should a devastating loss occur, an Umbrella Liability policy could make the difference between keeping your business open or closing down.

Business Income and Extra Expense
Business income with extra expense provides coverage for the loss of income a business suffers after direct damage of covered property. In addition, extra expenses that the insured incurs to remain in operation above and beyond the amount necessary to reduce the business income are also covered.

Other Key Coverages
In addition to core coverages, we offer a full range of optional coverages that allow you to tailor the insurance policy to your needs, just as you tailor your services to meet the needs of your clients. Talk with your agent and find out how we can help you protect your business.

Crime — Money and Securities
Crime — Employee Dishonesty
Equipment Breakdown
Employment Practices Liability
Surety Bonding

Apply For Coverage

Submit a questionnaire to receive an insurance quotation for the Car Wash Facilities Program. You may wish to send us along with this completed application a copy of your current policy declarations pages (showing coverages and limits), so that we may provide the most 'apples-to-apples' accurate quote, for easy comparison to your current policy. We may contact you if additional information is required.

Download this questionnaire to your computer, complete electronically, then email to

It is our goal to make the application process as easy for you as possible, so we have tried to keep our forms brief. This may require that we contact you for additional information. We will do our best to simplify the process in any way we can.

For more information, please contact:

Laura Bianchini, CISR, CIC
Account Executive
Moody Insurance Worldwide
Local: 301-417-0001
Fax: 301-417-0040
Toll Free: 800-966-0001
Cell : 301-919-8010

20251 Century Blvd | Suite 425 | Germantown, MD 20874
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