In MD, DC, VA and some surrounding areas.
Although the types of coverage and limits vary state-by-state,
most states require motorcycle owners to carry Auto
Liability insurance, which provides important protection
for you, your family, and your personal assets.
- Liability coverage offers protection
against claims for property damage and bodily injury
to a third party caused accidentally by you or a member
of your household while operating your bike. This
coverage applies only if the driver is legally responsible
for the damage.
- Medical Payments coverage provides
payment for reasonable medical treatment for you or
another insured person following a covered accident,
regardless of who caused the accident.
- Uninsured Motorist coverage will
pay for injury expenses incurred should you and/or
your passengers be involved in an accident with an
- Underinsured Motorist
coverage, which varies by state, offers payment for
your claims that follow an accident with another driver
who is found legally responsible but does not carry
enough insurance to cover your expenses. This coverage
often applies to payments for bodily injury only,
but property damage coverage is available in some
DAMAGE TO YOUR MOTORCYCLE
- Collision coverage pays for damage
to your bike caused by accidental impact with another
vehicle or object.
- Comprehensive coverage protects
your bike from damages caused by any mishap other
than a collision, including broken glass, fallen objects,
fire, theft, flood, and vandalism.
Damages not typically covered include normal wear and
tear, mechanical and electrical breakdowns, and flat
- Towing and labor coverage pays
your towing and labor charges each time your motorcycle
- Rental reimbursement coverage
covers rental car charges when your motorcycle is
damaged by a covered comprehensive or collision claim.
This description of coverage is
not an insurance contract. Your policy is the contract
that specifies and fully describes your coverage. Conditions
and exclusions will apply. Not all coverage described
is available in all states.